Income payment protection insurance is the way to insure yourself against the severe financial effects the unexpected loss of your salary would bring because of accident, sickness or involuntary unemployment.
Designed to protect your income in a crisis, income payment protetion insurance covers against (your choice of) accident, sickness or unemployment (ASU), giving you financial peace of mind against the unexpected.
How would you cope financially if you were suddenly unable to work? Not only can we help protect you against the financial burden, but we also only provide protection insurance online so we can keep administration costs lower, meaning we can offer you value for money protection.
So, if you would like to protect your income payments, get a COMPLETELY FREE QUOTE here. Please note, you will be transferred to our secure site.
The date when payment protection benefits begin will depend on the waiting period you have selected.
The Payment Protection waiting period is the length of time you have to wait before you can make a Payment Protection claim and determines when the monthly benefit can be paid/received under the terms of the policy.
In all instances you can not make a claim until you have been unable to work for 30 consecutive days.
Waiting Period - Days
Eligible to claim from:
1st Monthly benefit paid on;
0 Days - You'll wait
30 Days - You'll wait
60 Days - You'll wait
90 Days - You'll wait
Please note ‘0 Days’ waiting period is sometimes referred to as ‘Back to Day 1’ cover