"Money when you need it most!"

Car Payment Protection

With no money coming in, would you struggle to keep up with your monthly car finance / loan payments and be able to keep your car? Every 5 minutes and 55 seconds someone becomes insolvent in England and Wales Please read all our Important Documents before buying a product. Find out more Get a FREE quote

Rent Payment Protection

Many tenants worst fear is missing payments and potential eviction, which is why Rent Payment Protection Insurance, an insurance policy protecting you against this is worthwhile. 377 landlord possession claims and 298 landlord possession orders are made every day Please read all our Important Documents before buying a product. Find out more Get a FREE quote

Loan Payment Protection

Can cover your loan repayments for up to a year. Premiums are paid monthly so you can stop cover at any time. Citizens Advice Bureaux dealt with 6,389 debt problems every working day during the year ending September 2014 Please read all our Important Documents before buying a product. Find out more Get a FREE quote

Income Payment Protection

Have you ever stopped to think how you would cope financially if you lost your income through an unexpected accident, illness or were made unemployed? Protect your income and know that you are covered... 1,163 people a day reported they had become redundant between October and December 2014 Please read all our Important Documents before buying a product. Find out more Get a FREE quote

Bill Payment Protection

Don't stress about your monthly bills if you lose your income, why not protect all of your payments? 1,765 Consumer County Court Judgements (CCJs) are issued every day in the UK. Please read all our Important Documents before buying a product. Find out more Get a FREE quote

Mortgage Payment Protection

Your home is probably the biggest investment you will ever make!!! Make sure you're mortgage payments are covered should the unexpected happen to you... 77 mortgage possession claims and 54 mortgage possession orders are made every day Please read all our Important Documents before buying a product. Find out more Get a FREE quote

Payment Protection Insurance - Giving Peace of Mind

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IMPORTANT NOTICE – CHANGES TO INSURANCE PREMIUM TAX (IPT)

In the budget of 8th July 2015 the Chancellor announced the standard rate of Insurance Premium Tax ( IPT ) would increase from 6% to 9.5% effective from 1st November 2015 . We must bring to your attention that we will be applying the new rate of IPT (9.5%) to all premium collections from that date for all new and existing policies.

Customer Notice

We have recently been made aware of consumers in the UK being contacted by First Call Group/ 1st Call Group/ First Call Centre Solutions.

Consumers have been offered 'Payment Protection Insurance re-claim packs for approximately £100'. We believe this company is based in South Africa and more information can be found at Who Calls Me?

We would like to make it clear the First Call Payment Protection Ltd is NOT associated or affiliated with this or any other Payment Protection Insurance re-claim company in any way.

First Call Payment Protection Ltd does not provide any form of Payment Protection Insurance re-claim service and we DO NOT undertake any 'cold calling' activities associated with this activity.

You may confirm our identity by calling 0333 200 4866 *

First Call Payment Protection Ltd is authorised and regulated by the Financial Conduct Authority. This can be checked on the Financial Services' register website at www.fsa.gov.uk/pages/register/ or contacting them on 0845 606 1234.

Our Cover

We have a range of payment protection insurance, products to cover your financial obligations, including: Mortgage, Income, Bill, Car, Loan and Rent Payment Protection Insurance.

It Could Be You...

One person every 4 minutes 51 seconds is declared bankrupt or insolvent. **
Citizens Advice Bureaux in England & Wales dealt with 6,519 new debt problems every working day during the year ending March 2014. **
71 properties are repossessed every day or one every 20 minutes 15 seconds.**

Who We Are

www.firstcallpaymentprotection.co.uk provides customers with a range of products to help overcome the uncertainty that being unable to work because of an unexpected accident, sickness or unemployment prevent them from meeting their financial obligations.

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Accident, Sickness & Unemployment (ASU) Insurance

Payment Protection Insurance comprises either accident and sickness insurance (AS) or accident, sickness & unemployment (ASU) insurance. If you are affected by an unexpected accident, or suffer sickness or involuntary unemployment (ASU) and as a result are unable to work, you may struggle to meet your financial obligations such as your mortgage or rent.

In today's turbulent economic times the uncertainty of being unable to work and make your monthly payments can be extremely worrying, especially considering some of these striking numbers:

**(Source: Creditaction July 2013 - www.creditaction.org.uk/helpful-resources/debt-statistics/2013/july.html)

It's easy to think that the unexpected always happens to someone else, or that employment is totally secure, but the reality is that 32% of people who are made redundant would fail to meet their current living expenses in the first month, with 1 in 6 defaulting immediately (Source: TNS Omnibus via Creditaction June 2012 - www.creditaction.org.uk/helping-yourself/saving.html). How would you cope financially if you lost your job, fell seriously ill, or had an accident?

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Payment Protection Cover

All of the products we offer come with the option to protect against either accident and sickness (AS) or accident, sickness and unemployment (ASU) with a range of waiting periods available:

Please note: the payment protection insurance waiting period is the length and time you have to wait before you can make a payment protection claim and determines when the monthly benefit can be paid/received under the terms of the policy.

To find out more about the Payment Protection Insurance insurance cover we offer, please take a look at the Key Facts policy summary, available from our Important Documents page.