www.firstcallpaymentprotection.co.uk offers a range of six Protection products including: mortgage, income, bill, car, loan and rent. These products provide financial support in the event of loss of income due to accident, sickness or unexpected unemployment (ASU). Please click an icon to find out more:
Please read all our Important Documents before buying a product.
Many people purchase various types of insurance cover without giving it a second thought - from household and motor insurance to travel and health cover. However, many do not insure the thing that sustains their ability to live - their income. At a time of high unemployment and limited government support for the unemployed and sick, any form of Income Protection Insurance is not compulsory but is something almost essential all working individuals should consider.
All forms of Income Protection Insurance are designed to help protect and fulfil a person's ability to maintain their everyday financial obligations in the event they are unable to work due tounemployment (U) or accident and sickness (AS) or accident, sickness and unemployment (ASU). All products have a benefit duration of 12 months with optional excess periods (the length and time you have to wait before you can make a claim) of: 0 day excess (back to day one); 30 day excess; 60 day excess or 90 day excess.
We offer these products because you never know when or if you are going to need them! Hopefully you never need the protection we offer, but like all insurance products you have to consider how you would cope if you didn't have any insurance protection at all?