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Should I buy Payment Protection Insurance?

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Payment Protection Insurance (PPI) can provide worthwhile cover against unexpected changes in your personal circumstances, but bear in mind and make sure you clearly understand the limitations and exclusions that apply to the Payment Protection policy available from our Important Documents page.

Impartial helpful advice is available from the Money Made Clear website: www.moneyadviceservice.org.uk

Full details of the cover options available from us are detailed on our Important Documents page.

You cannot rely on state help to cover your mortgage or other payments/financial commitments if you cannot work. For mortgages taken since October 1995 there is no help for the first nine months of unemployment or disability.

Even if you took out your mortgage before October 1995 state help is only available if you qualify for Income Support.