Any changes in your circumstances should be notified to First Call Payment Protection as soon as possible. The amount of benefit that you will receive in the event of a claim is linked to your normal income and other elements of your personal circumstances depending on which policy you have selected, so it is important that you tell us of any changes.
If you don’t notify us it may mean that your policy could become invalid and that it does not operate in the event of a claim or may prejudice your level of cover.
You must immediately advise First Call Payment Protection if any of the following circumstances change, at any point during the period of cover:
You change jobs or employers, or change Your Working hours;
You change from being Employed to Self-Employed;
You stop Working or Permanently Retire;
You are convicted of a criminal offence, or receive a police caution;
Your earnings reduce;
You no longer Work within the UK;
You are no longer a permanent lawful resident of the UK;
You change your address;
You have insurance cancelled, or declined, or withdrawn or terms applied by another insurance provider.
You are no longer a signed party on the mortgage agreement for Your main residence, or You settle the mortgage for Your main residence ( if you have a Mortgage Payment Protection policy with us )
*Calls may be recorded for security or training. Please call and speak to one of our customer service team if you require assistance. Calls to 0333 numbers are charged at the same rate as dialling a local or national number. If your fixed line or mobile service has inclusive minutes to local or national (01/02) numbers, then calls to 0333 are counted as part of this inclusive call volume.
First Call Group operates a number of websites and is a trading name of First Call Payment Protection Limited. Registered in England and Wales Company No 07064423. Authorised and regulated by the Financial Conduct Authority. Reference No 541645. You may check this on the Financial Services' register by visiting the FCA website, register.fca.org.uk or by contacting the FCA on 0845 606 1234.