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What Is Payment Protection Insurance?

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A typical Payment Protection Insurance policy (sometimes referred to as ASU - Accident, Sickness, Unemployment Insurance) will pay (protect) your financial commitments such as mortgage repayments after your income/salary stops due to redundancy/unemployment, accident/disability or sickness and continues to pay for up to 12 months.

First Call Payment Protection Ltd offers a range of payment protection products which include:

Cover options available are: Accident & Sickness (AS) cover: Accident, Sickness and Unemployment (ASU) cover or Unemployment only (U) cover.

The length of time that you will have to wait before the monthly benefits is made will depend on the EXCESS period you have selected. In all cases you need to have been unable to work for at least 30 days.