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What is the “Payment Protection Initial Exclusion Period”?

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The initial exclusion period applies at the start of a policy and only to unemployment claims.

For First Call Payment Protection Insurance (PPI) this means the first 120 days are excluded from the start date of the payment protection insurance cover for unemployment claims (only).

If you have a policy in force with another PPI provider and wish to take on one of our policies, in most cases, subject to terms and conditions, we can waive the initial exclusion period.