"Money when you need it most!"

Car Payment Protection

With no money coming in, would you struggle to keep up with your monthly car finance / loan payments and be able to keep your car? Every 5 minutes and 55 seconds someone becomes insolvent in England and Wales Please read all our Important Documents before buying a product. Find out more Get a FREE quote

Rent Payment Protection

Many tenants worst fear is missing payments and potential eviction, which is why Rent Payment Protection Insurance, an insurance policy protecting you against this is worthwhile. 377 landlord possession claims and 298 landlord possession orders are made every day Please read all our Important Documents before buying a product. Find out more Get a FREE quote

Loan Payment Protection

Can cover your loan repayments for up to a year. Premiums are paid monthly so you can stop cover at any time. Citizens Advice Bureaux dealt with 6,389 debt problems every working day during the year ending September 2014 Please read all our Important Documents before buying a product. Find out more Get a FREE quote

Income Payment Protection

Have you ever stopped to think how you would cope financially if you lost your income through an unexpected accident, illness or were made unemployed? Protect your income and know that you are covered... 1,163 people a day reported they had become redundant between October and December 2014 Please read all our Important Documents before buying a product. Find out more Get a FREE quote

Bill Payment Protection

Don't stress about your monthly bills if you lose your income, why not protect all of your payments? 1,765 Consumer County Court Judgements (CCJs) are issued every day in the UK. Please read all our Important Documents before buying a product. Find out more Get a FREE quote

Mortgage Payment Protection

Your home is probably the biggest investment you will ever make!!! Make sure you're mortgage payments are covered should the unexpected happen to you... 77 mortgage possession claims and 54 mortgage possession orders are made every day Please read all our Important Documents before buying a product. Find out more Get a FREE quote

Money when you need it most!


Many people purchase various types of insurance cover without giving it a second thought - from household and motor insurance to travel and health cover. However, many do not insure the thing that sustains their ability to live - their income. At a time of high unemployment and limited government support for the unemployed and sick, any form of Income Protection Insurance is not compulsory but is something almost essential all working individuals should consider.

All forms of Income Protection Insurance are designed to help protect and fulfil a person's ability to maintain their everyday financial obligations in the event they are unable to work due tounemployment (U) or accident and sickness (AS) or accident, sickness and unemployment (ASU). All products have a benefit duration of 12 months with optional excess periods (the length and time you have to wait before you can make a claim) of: 0 day excess (back to day one); 30 day excess; 60 day excess or 90 day excess.

We offer these products because you never know when or if you are going to need them! Hopefully you never need the protection we offer, but like all insurance products you have to consider how you would cope if you didn't have any insurance protection at all?

Ask yourself...