IMPORTANT NOTICE – CHANGES TO INSURANCE PREMIUM TAX (IPT)
In the budget of 8th July 2015 the Chancellor announced the standard rate of Insurance Premium Tax ( IPT ) would increase from 6% to 9.5% effective from 1st November 2015 . We must bring to your attention that we will be applying the new rate of IPT (9.5%) to all premium collections from that date for all new and existing policies.
We have recently been made aware of consumers in the UK being contacted by First Call Group/ 1st Call Group/ First Call Centre Solutions.
Consumers have been offered 'Payment Protection Insurance re-claim packs for approximately £100'. We believe this company is based in South Africa and more information can be found at Who Calls Me?
We would like to make it clear the First Call Payment Protection Ltd is NOT associated or affiliated with this or any other Payment Protection Insurance re-claim company in any way.
First Call Payment Protection Ltd does not provide any form of Payment Protection Insurance re-claim service and we DO NOT undertake any 'cold calling' activities associated with this activity.
You may confirm our identity by calling 0333 200 4866 *
First Call Payment Protection Ltd is authorised and regulated by the Financial Conduct Authority. This can be checked on the Financial Services' register website at www.fsa.gov.uk/pages/register/ or contacting them on 0845 606 1234.
• One person every 4 minutes 51 seconds is declared bankrupt or insolvent. **
• Citizens Advice Bureaux in England & Wales dealt with 6,519 new debt problems every working day during the year ending March 2014. **
• 71 properties are repossessed every day or one every 20 minutes 15 seconds.**
www.firstcallpaymentprotection.co.uk provides customers with a range of products to help overcome the uncertainty that being unable to work because of an unexpected accident, sickness or unemployment prevent them from meeting their financial obligations.
Payment Protection Insurance comprises either accident and sickness insurance (AS) or accident, sickness & unemployment (ASU) insurance. If you are affected by an unexpected accident, or suffer sickness or involuntary unemployment (ASU) and as a result are unable to work, you may struggle to meet your financial obligations such as your mortgage or rent.
In today's turbulent economic times the uncertainty of being unable to work and make your monthly payments can be extremely worrying, especially considering some of these striking numbers:
It's easy to think that the unexpected always happens to someone else, or that employment is totally secure, but the reality is that 32% of people who are made redundant would fail to meet their current living expenses in the first month, with 1 in 6 defaulting immediately. How would you cope financially if you lost your job, fell seriously ill, or had an accident?
All of the products we offer come with the option to protect against either accident and sickness (AS) or accident, sickness and unemployment (ASU) with a range of waiting periods available:
Please note: the payment protection insurance waiting period is the length and time you have to wait before you can make a payment protection claim and determines when the monthly benefit can be paid/received under the terms of the policy.